For many consumers the excitement of buying a new car, new home or some other well deserved but high priced item can come to a grinding halt if their credit scores are low. With that in mind it's vitally important to maintain your credit score while at the same time making sure you can do everything legally possible to send your credit score towards the higher end of the grading scale. After all this number is the key to obtaining a large amount of credit at very favorable rates. Let's take a...
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First of all I'll explain what inquiries are.

Long story short an inquiry means that someone looked inside your credit report. Your credit report is used by creditors and lenders to decide whether or not they will grant you credit. But not just that, they are used by insurance companies to decide whether or not they will cover you with an insurance policy. Obviously they will take a look at your credit report, an inquiry, in order to come to a decision.

Credit reports are used by landlords if y...
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Since the cost of undergraduate, graduate, and professional education continues to increase, students are taking advantage of low cost federal student loans. According to the Project on Student Debt and the College Board's Center for Economic and Policy Research, about two-thirds of recent graduates carry student loan debt and over the past decade, student debt levels have more than doubled.

These figures proves that many students start their careers with sign...
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